MSR is a magnetic reader and writer machine which will allow you to read the data from a credit/debit card or to write some data on a magnetic strip card. If you want to work using dumps with or without pin then it's a must you get an msr. Once you buy the MSR, quickly run the software program on your computer. When you have installed the program you can start to test the machine.Firstyou can play with any card and see what is going on. Before you start to write the valid dumps you will need to practice writing because the small mistakes will make the card to not work. Personally I use MSR206, as you can see is not an expensive machine but i can tell you that it is good enough for write any kind of dump on a card. MSR has a read function and a write function. With MSR, you can swirp any credit card through this device and all in no time all the information on the card would be downloaded to your PC. After this is done, you can change the name on the card to your desired name. MSR 206 $390 Embosser Machine $700 Now you are with a fresh card and no one would accuse you of any fraud. The next step is to write your name on your new card, this makes it more real as anyone can see your name boldly written on your card. However, you would only be able to this with the help an embosser machine. When you have these 2 instruments(MSR AND EMBOSSER) then be ready for a quick turn around in your financial life. You would do everything just at your comfort zone.